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Joined 4 months ago
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Cake day: December 16th, 2024

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  • I hedge my bets and do both. I deposit a regular amount regardless of what happens but will throw in a bit extra when it’s clear there is a dip. I prefer the international ETFs also. Can’t go wrong being more diversified.

    Double recommend the emergency fund. I have 6 months income but with the current volatility and that fact that I live in this American shit hole, I may want to start contributing more to it to get 9 months at least. But since I have 6 months already I’m fine with not missing this opportunity to buy the dip.

    I only wish I had waited a week to make my yearly IRA contribution. I generally do a lump sum for that since I just max out the contribution for the year with my bonus mainly because it’s easier to keep track of. This event makes me want to rethink that strategy since I missed the dip on that by a week. It probably doesn’t matter that much though since I can’t touch my IRAs for around 30 years anywho.









    1. Get a passion that isn’t work.
    2. I have the opposite problem. I for some reason refuse to use AI. I worry that I’m becoming one of those tech dinosaurs that refuses to learn something new because it isn’t what they’re used to (but I’m only 36). I am opposed to using AI for many reasons but I’m also slightly worried this will harm my job prospects in the future if I ever have to find a new job.